Member Loyalty Is an Oxymoron in Most Credit Unions

Date February 3, 2012

Satisfied customers will not create a loyal customer relationship. The other benefit of loyal members is that they tell others about your service or products. Word of mouth is still the most effective form of marketing and the least expensive.

Original Source: http://EzineArticles.com/?cat=Finance:Credit

Couponing: 10 Tips for Getting Started

Date February 3, 2012

Perhaps you've seen one of those television shows wherein a shopper uses an incredibly large amount of coupons to bring her grocery bill down to just a few dollars and cents at checkout. "If I can do it, anyone can do it!" this person exclaims, and we do want to believe her. Who wouldn't want to save money at the food store?

Original Source: http://EzineArticles.com/?cat=Finance:Personal-Finance

Regrouping Financially

Date February 3, 2012

Who wants to talk about regrouping after the fun of setting financial priorities? With credit-card payments coming due and summer holidays needing deposits soon, may I just say it. This seems to be our elephant in the room. So, let's open the drapes and doors and air this out. Getting a rein on your budget is about common sense, effective stress management, as well as longer-term happiness and wellness. In this economy, we all see the empty houses and rentals/lets as bankruptcies keep climbing. When we buy on impulse without thought of consequences, well, eventually some bill may come due that we can't pay.

Original Source: http://EzineArticles.com/?cat=Finance:Personal-Finance

Federal Debt Collection Practices Act Rights

Date February 3, 2012

Many people discover that they are no longer able to handle their debt on their own, and will need some sort of assistance in order to get out from under it. They may do their research and realize that there are debt consolidators, debt advisors, lawyers and other types of counselors that are available. Many of these programs are put into place in order to help people achieve affordable payments, so that they may actually work towards paying off of their debt.

Original Source: http://EzineArticles.com/?cat=Finance:Credit

Is Your House Made of Straw, Sticks or Bricks?

Date February 3, 2012

I'd like to discuss one of my favorite financial strategies for protecting your money from market volatility. It draws an analogy from the three houses featured in the story of the 3 Little Pigs.

Original Source: http://EzineArticles.com/?cat=Finance:Personal-Finance

Overcome Three Money Myths That Keep You Broke

Date February 3, 2012

Old beliefs about money can keep you broke. What were you taught about money can be affected attracting the money and lifestyle you deserve. Upgrade your beliefs about how to generate and use your money, and watch your finances grow!

Original Source: http://EzineArticles.com/?cat=Finance:Personal-Finance

Should I Use My Retirement Fund to Cover Urgent Financial Needs?

Date February 3, 2012

Do you want to know the secrets on how you can boost your your credit worthiness? If your answer to this question is yes, then we encourage you to read the remainder of this piece. Below we have listed down several pointers that you can use to raise your credit score.

Original Source: http://EzineArticles.com/?cat=Finance:Credit

Finding the Best Credit Card

Date February 2, 2012

Whether you're getting your first or simply want to benefit from a different credit experience, it's important not to enter into anything too hastily. Researching the various offers and discuss them with banks and/or private financial advisors is always a good idea prior to signing on the dotted-line. By the same token, it's important not to neglect the many benefits of personal credit while you research your options.

Original Source: http://EzineArticles.com/?cat=Finance:Credit

A Look At Indian Personal Finance and Accounting for Life

Date February 2, 2012

The world today runs on the cogs of money, the centralized resource to obtaining, using and disposing of all the primary and secondary resources. As such, financial management demands the highest attention whether personal or corporate finance, holding the reigns of function at all levels.

Original Source: http://EzineArticles.com/?cat=Finance:Personal-Finance

Five Core Steps to Manage Personal Tax Planning

Date February 2, 2012

Tax is a common norm that applies to all businessmen and employees. A hassle free procedure is always user-friendly with regard to personal tax planning that starts off with beginning of each financial year. What an individual requires for an easy personal tax planning without missing out any valuable deductions is to follow the five core steps that may help him/her fill his/her own simple tax return or appointing an accountant.

Original Source: http://EzineArticles.com/?cat=Finance:Personal-Finance