By Richard Barrington In George Orwell’s “1984,” the totalitarian regime often confused the populace by using contradictory phrases such as “war is peace” and “freedom is slavery.” The common credit card term “minimum payment” might contain a similar sort of contradiction, because by making minimum payments, you’ll find yourself shelling out the maximum amount of [...]

Posted in Credit Cards, Credit Repair, Debt Reduction, Financial Planning, Main Comments Off

By Tom Tennant You’ve got bills to pay and a creditor or two reminding you that you’re a couple weeks behind on your payment. Maybe your car is in desperate need of repair. Or, heck, could be that vacation is around the corner and you’d like some extra “walkin’ around” money. No matter the reason, [...]

Posted in Credit Repair, Debt Reduction, Tax Comments Off

By Tom Tenant You’ve got bills to pay and a creditor or two reminding you that you’re a couple weeks behind on your payment. Maybe your car is in desperate need of repair. Or, heck, could be that vacation is around the corner and you’d like some extra “walkin’ around” money. No matter the reason, [...]

Posted in Credit Repair, Debt Reduction, Tax Comments Off

By Jim Sloan In recent months Americans in general have been making a determined effort to pay down their credit card debts. Maybe you’ve been part of this, changing your spending habits, and using your paycheck to pay down your credit card debt along with your student loans. That effort will only be helped by [...]

Posted in Credit Cards, Credit Repair, Debt Reduction Comments Off

By Joe Taylor Jr. If you feel awkward getting asked to open a store credit card when you’re shopping for blue jeans, imagine what happens when you get the same offer in the emergency room. Medical credit card applications abound at the offices of dentists, doctors, and even veterinarians. While relaxed approval processes make these [...]

Posted in Credit Cards, Credit Repair, Debt Reduction, Health Comments Off

By Jim Sloan Our family loves the holidays, but every year after the tinsel and pine needles have been vacuumed up, we find ourselves with a couple of small problems: Too much credit card debt and a couple of heart-felt gifts we really don’t want and can’t return. The answer for us has been pretty [...]

Posted in Credit Cards, Credit Repair, Debt Reduction, Frugal Living, eBay Comments Off

By Lisa Tortorello If you are like most people, you probably cringe when it is time to pay the bills. It is a chore almost as dreaded as spending a Saturday afternoon at the post office and dry cleaners. Perhaps the most frustrating and stressful bills to open are those from credit card companies. If [...]

Posted in Credit Cards, Credit Repair, Debt Reduction, Economy, Financial Planning Comments Off

By Joe Taylor Jr. During the real estate boom of the early 2000s, paying off a credit card with help from a home equity loan seemed like a no-brainer. After all, housing prices in most parts of the country were skyrocketing. Why would you pay double-digit interest rates on a credit card when you could [...]

Posted in Credit Cards, Credit Repair, Debt Reduction, Financial Planning Comments Off

By Sierra Black Everyone needs a little extra cash sometimes. Whether your car breaks down, your cousin unexpectedly announces wedding plans, or your best suit get splashed with grape juice the day before a job interview, you’re bound to find yourself getting hit with a financial curve ball from time to time. When that happens, [...]

Posted in Credit Repair, Debt Reduction, Frugal Living Comments Off

By Joe Taylor Jr. Instead of flooding my mailbox with balance transfer offers, lenders have been bombarding my web browser and my DVR with ads that make me believe that picking the right credit card can help me live the good life. And while I still would love some help knocking down the interest on [...]

Posted in Credit Cards, Credit Repair, Debt Reduction, Financial Planning Comments Off