By Francine Huff If you’re just starting out in the work force, you may be concerned about establishing good credit. You may already have thousands of dollars in student loans and run up other bills, so it’s important that any financial products you sign up for won’t add to your debt. Many recent graduates turn [...]

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By Michele Lerner Most consumers know by now that getting into debt is a lot easier than getting out of it. According to IndexCreditCards.com, the average revolving debt (mostly credit card debt) for an individual over 18 in the U.S. was $3,532 in August 2010. Whether you are a recent college graduate needing to establish [...]

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By Sierra Black Credit cards: the best friend and worst enemy of anyone trying to live on a budget. Your credit card is there when an unexpected bill comes up, and it can help you through a rough week when you don’t quite have enough to cover groceries and pay for gas for your car. [...]

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By Peter Andrew The bad news If you’re a student or recent graduate, you’re entitled to feel resentful. These are supposed to be among the best years of your life (I know; I sound so old), but they’re turning out very differently. According to the National Association of Colleges and Employers (NACE), only about 25 [...]

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A balance transfer credit card can be a useful resource for a credit card debt elimination plan. It allows you to consolidate debt into a single account and may lower your overall interest rate, helping to reduce your monthly payments and pay off your debt more quickly. Of course, opening a balance transfer credit card [...]

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Review Of The Balance Transfer Credit Cards I Use To Pay Off Debt

As a fan of balance transfers and zero percent credit cards, I’ve been feeling rather forlorn these past few months. With the recent enactment of new laws and regulations clamping down on how credit card issuers run their practices, it seems the era [...]

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