By Richard Barrington In George Orwell’s “1984,” the totalitarian regime often confused the populace by using contradictory phrases such as “war is peace” and “freedom is slavery.” The common credit card term “minimum payment” might contain a similar sort of contradiction, because by making minimum payments, you’ll find yourself shelling out the maximum amount of [...]
Entries Categorized as 'Financial Planning'
Credit card debt: The less you pay, the more it costs
March 28, 2011
5 key credit card terms you should know
February 28, 2011
By Ryan Hurlbert When I was starting out, a wallet full of credit cards was a sign of success–if you had five or six cards, you were obviously doing well. Like so many others, I got myself into a bit of a payment crunch; each minimum payment by itself was small, but when I lumped [...]
Top 5 credit cards for consumers with excellent credit
February 16, 2011
By Joe Taylor Jr. Take care of your credit, and credit card companies will want to take care of you. Banks have put together some hard-to-find credit card offers to attract consumers with high FICO scores. If you’ve built a strong credit history, you can earn unusually high cash back rebates, travel perks, and low [...]
Protecting yourself from overdraft protection: 4 steps you should take
February 7, 2011
By Richard Barrington Overdraft protection. The words sound almost comforting–like an extra layer of security around your checking account–or perhaps a safety net to catch any mistake you might make in your account records. Under certain circumstances, overdraft protection can be those things, but to many bank customers, overdraft protection is an exorbitant expense that [...]
Federal income tax filing: 5 common mistakes — and what they can cost you
February 4, 2011
By Peter Andrew Long before he became a cop, Kevin was my best friend. So when he joined the police, it seemed natural that I’d often join him and his colleagues for an after-work drink. They were a great bunch, and I really enjoyed the time I spent with them. But as they told their [...]
6 signs your date is a financial dud
January 27, 2011
By MoneyBlueBook contributor Dating is like walking on a minefield: You never know what your next step will bring. Now to make it even harder, dating experts are adding a new twist. It used to be as easy as intuition, dinner and a movie, but now experts say that financial compatibility is an important factor [...]
Kardashian Kard killed – but prepaid cards set to take off
January 6, 2011
By Peter Andrew Call me old-fashioned (no, really–everyone else does), but I know next to nothing about the Kardashian sisters. However, even with the tiny amount of knowledge I have, I struggle to picture a family breakfast scene in which Kim, licking maple syrup from her perfectly manicured fingers, glances up from her copy of [...]
6 banking innovations to look for in 2011
January 5, 2011
By MoneyBlueBook Contributor I have always thought of banks as the bad guys. They charge too much on my credit card balances. They pay too little interest on my savings. And they charge me fees for every little thing. In the last couple of years we even had to endure our tax dollars going to [...]
Is it safe to bank with an iPhone?
January 4, 2011
By MoneyBlueBook Contributor The Apple iPhone is the one of the world’s biggest technology phenomena. Behind the popularity is a wide selection of unique mobile applications that can be easily downloaded. This includes banking applications that are about to take mobile banking to the next level. Setting up mobile banking Mobile banking has been around [...]
Overdraft protection: when it hurts, when it helps
December 27, 2010
By Priscilla McEver Now that you’ve graduated from school, you may find yourself acquiring not only a diploma, but also heaps of debt and a whole new set of responsibilities. Credit card payments, car insurance, utility bills and maybe even student loans that were once covered by your parents are now resting squarely on your [...]
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