By Maricelle Ruiz-Calderon When I got my first credit card, I didn’t know too much about how to use one, or the benefits, or drawbacks of credit cards. I didn’t shop around – I simply accepted the credit card that my bank provided. Luckily for me, it offered a good deal and my family advised [...]

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By Marcia Passos Duffy I have to laugh when I see the interest my bank deposits into my checking and savings accounts each month. It is barely worth the effort to add in the pennies (but I do). But if you think, like I once did, that you are doomed to get low percentage rates [...]

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By Joe Taylor Jr. Instead of flooding my mailbox with balance transfer offers, lenders have been bombarding my web browser and my DVR with ads that make me believe that picking the right credit card can help me live the good life. And while I still would love some help knocking down the interest on [...]

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By Michele Lerner Like many people, the recession encouraged me to take a harder line with my budget. I’m definitely saving more and being more careful with spending.  But I’m also looking past just saving the money I already have — I’m looking into earning it. This morning, I checked on the interest rate on [...]

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By Sierra Black Credit cards: the best friend and worst enemy of anyone trying to live on a budget. Your credit card is there when an unexpected bill comes up, and it can help you through a rough week when you don’t quite have enough to cover groceries and pay for gas for your car. [...]

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By Peter Andrew You say tomatoes… Do you think the Federal Reserve should be more like the Bank of England? No, I’m not suggesting it should employ people with funny accents or lose most of its international influence. But perhaps its people could learn something from their opposite numbers in London about plain speaking. The [...]

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By Megg Mueller When it comes to saving money, everyone has their own, tried-and-true tactics. I clip coupons for the grocery store and compare them against my shopping list and against the grocery store sales flyers from my local paper. Maybe you keep your thermostat tightly regulated, doling out paper fans and sweaters to your [...]

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by Barbara Marquand In the wake of the financial meltdown, top money expert Saly Glassman says investors need to take responsibility of their finances and get their investments back on track. Glassman, ranked the nation’s No. 1 woman financial advisor by Barron’s, is author of “It’s About More Than the Money: Investment Wisdom for Building [...]

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This is a guest post from Marc Pearlman. Back in the early to mid-1990s I made my living by sitting in front of computer monitor with green and red glowing pixels that flashed stock and commodity prices. I was an off-the-floor stock and commodity trader, and in my world, green and red meant everything. Green [...]

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A balance transfer credit card can be a useful resource for a credit card debt elimination plan. It allows you to consolidate debt into a single account and may lower your overall interest rate, helping to reduce your monthly payments and pay off your debt more quickly. Of course, opening a balance transfer credit card [...]

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