By Richard Barrington Overdraft protection. The words sound almost comforting–like an extra layer of security around your checking account–or perhaps a safety net to catch any mistake you might make in your account records. Under certain circumstances, overdraft protection can be those things, but to many bank customers, overdraft protection is an exorbitant expense that [...]

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By Jim Sloan Here’s my annual Valentine’s Day dilemma: If I go with the traditional gifts – chocolates and roses or dinner at a fancy restaurant – will my wife think I’m unimaginative? She loves roses and fine chocolate, but won’t she be somewhat offended that I didn’t put more thought into it? And then [...]

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By Jim Sloan Our family loves the holidays, but every year after the tinsel and pine needles have been vacuumed up, we find ourselves with a couple of small problems: Too much credit card debt and a couple of heart-felt gifts we really don’t want and can’t return. The answer for us has been pretty [...]

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By Priscilla McEver Now that you’ve graduated from school, you may find yourself acquiring not only a diploma, but also heaps of debt and a whole new set of responsibilities. Credit card payments, car insurance, utility bills and maybe even student loans that were once covered by your parents are now resting squarely on your [...]

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This is a guest post from Jesse Mecham, founder of You Need a Budget It’s almost that time of year again. I’m not talking about gingerbread houses, cocoa, and caroling; I’m talking about shopping, impulse-buying, digging ourselves into more credit card debt, and raiding our savings accounts. We undoubtedly lose a bit of sanity, self-control, [...]

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By Sierra Black Everyone needs a little extra cash sometimes. Whether your car breaks down, your cousin unexpectedly announces wedding plans, or your best suit get splashed with grape juice the day before a job interview, you’re bound to find yourself getting hit with a financial curve ball from time to time. When that happens, [...]

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By Megg Mueller When it comes to saving money, everyone has their own, tried-and-true tactics. I clip coupons for the grocery store and compare them against my shopping list and against the grocery store sales flyers from my local paper. Maybe you keep your thermostat tightly regulated, doling out paper fans and sweaters to your [...]

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This is a guest post from Marc Pearlman. Back in the early to mid-1990s I made my living by sitting in front of computer monitor with green and red glowing pixels that flashed stock and commodity prices. I was an off-the-floor stock and commodity trader, and in my world, green and red meant everything. Green [...]

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Selling used books online is one of the easiest ways to significantly declutter your home and earn some extra money in the process. Although it might seem like the intellectual thing to do – to have volumes of books and textbooks lining your book shelves to offer up that desirable professional-looking scholarly facade, but chances [...]

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Although we are now living in the computer (Internet) age and everything seems to be going paperless, certain people still insist on doing things the old fashioned way. But if you want to do a better job of saving precious time and money, you might want to start taking better advantage of the more efficient [...]

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